Wells Fargo Cd Rates

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You have many options for investing.
Investments should work together to help you accomplish your financial goals.

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Types of investments

Wells Fargo Bank, National Association 0.05% $10,000. Certificates of Deposit - Branch Banks 2021. A certificate of deposit (CD) is a savings product offered by a bank in which a depositor (someone who has money to put into the bank) agrees to commit a certain amount of money for a set period of time, in return for a fixed rate of interest. Wells Fargo offers special and standard rate CDs. The special rates require you to deposit at least $5,000. The standard rates require you to deposit $2,500. You can also earn bonus rates on these. Wells Fargo offers numerous products and services, including savings and checking accounts, insurance and investment products. They also offer certificates of deposit (CDs), though their rates are.

Part of the investment planning process is making investment choices that fit your investment strategy. Multiple investment types can work together to help you accomplish your financial goals. We’re dedicated to providing you a wide range of investment products and services to help you meet them.

As an investor, you have many options. Common types of investments include:

Part of the investment planning process is making investment choices that fit your investment strategy.

Stocks ❯

An investment giving you partial ownership in a company based on the number of shares you purchase. Stock prices often fluctuate more in the short term but may perform well over time.

Bonds ❯

An investment that functions as a loan to a government or institution in return for regular interest payments. Bonds can provide more stability than stocks although bonds have historically provided lower returns than stocks.

Mutual funds ❯

A fund allowing you to pool your money with others in a professionally managed portfolio. Mutual funds may offer diversification through stocks, bonds, and other investment types or a combination of each.¹

Exchange-traded funds (ETFs) ❯

A basket of securities traded throughout the day — just like individual stocks — on a national stock exchange. Like mutual funds, you purchase shares of an overall fund rather than individual investments.²

Futures and Commodities ❯

Futures contracts are legal obligations to buy or sell a commodity or security at a later date “in the future.” The buyer agrees to purchase the commodity or security at a predetermined future date and price, and the seller agrees to deliver. The method of settlement is specified within the contract but usually takes place in the form of cash via an exchange.³

Annuities ❯

A contract between you and an insurance company requiring the insurer to make payments to you, either immediately or in the future. You purchase the annuity for a guaranteed income stream.⁴

Brokered certificates of deposit (CDs)

Brokered CDs are CDs issued by banks, purchased in bulk by securities firms, and sold to clients. Investors do not receive physical certificates for their brokered CDs but instead receive a periodic account statement detailing their CD holdings.

Contact a Financial Advisor to learn more about the types of investments to consider for your portfolio.

Next steps

Understand the variety of investments available.
Talk with your Financial Advisor about investment choices.

Wells Fargo Advisors and its affiliates do not provide legal or tax advice.

¹Returns and principal value of a mutual fund will fluctuate so that shares, when redeemed, may be worth more or less than their original cost.

²ETFs seek investment results that, before expenses, generally correspond to the price and yield of a particular index. There is no assurance that the price and yield performance of the index can be fully matched.

³Investments in commodities, futures, and managed futures are speculative, involve substantial risk, and are not appropriate for all investors. Investors should be aware that due to leverage, such investments can quickly lead to large losses as well as gains. Additionally, restrictions on redemptions may affect an investor’s ability to withdraw their participation. Further, there may be substantial fees and expenses. Investors should see the disclosure documents for a complete description of investment objectives, risks, charges, and expenses.

⁴Variable annuities are long-term investments appropriate for retirement funding and are subject to market fluctuations and investment risk. Guarantees are based on the claims-paying ability of the issuing insurance company. Guarantees apply to minimum income from an annuity; they do not guarantee an investment return or the safety of the underlying funds.

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